Password Security Made Simple

The Password Problem

We all have too many passwords. Bank accounts, email, shopping sites, social media - it's impossible to remember unique passwords for everything. So most people do one of two things:

1. Use the same password everywhere (dangerous!)
2. Use simple passwords they can remember (also dangerous!)

The good news? There's a better way that's actually easier, and we'll show you how.

Why Password Security Matters

When hackers break into a website (which happens more often than you'd think), they steal everyone's passwords. If you use the same password on multiple sites, they can now access ALL your accounts.

This is how people lose money, get their identities stolen, or have their email accounts taken over.

The Solution: A Password Manager

A password manager is like a secure digital safe that:

• Remembers all your passwords for you
• Creates strong, unique passwords automatically
• Fills in passwords when you visit websites
• Works on your phone, tablet, and computer

You only need to remember ONE password - the one that unlocks your password manager.

Setting Up Apple Keychain (iPhone Users)

If you have an iPhone or Mac, you already have a password manager built in!

Creating Strong Passwords

When you create a new account, your password manager will suggest a strong password. Use it! It will look something like:

You don't need to remember this - your password manager does that for you.

Your Master Password

The ONE password you need to remember is your master password (or your Apple/Google password). Make it strong but memorable.

Good technique: Use a passphrase

Instead of a random password, use a sentence you can remember:

This is easy to remember but very hard to guess. It has:

• Capital and lowercase letters
• Numbers
• Special characters (- and !)
• 16+ characters

Two-Factor Authentication (Extra Security)

Two-factor authentication (often called "2FA") is like having two locks on your door. Even if someone gets your password, they still can't get in without the second factor.

How it works:

1. You enter your password
2. The site sends a code to your phone via text message
3. You enter the code
4. Now you're in!

Turn this on for:

• Your email (this is most important!)
• Your bank accounts
• Any crypto or investment accounts
• Amazon or any shopping sites with your credit card

Password Security Checklist

• Use a password manager (or your phone's built-in one)
• Never use the same password twice
• Make your master password long and memorable
• Turn on two-factor authentication for important accounts
• Never share passwords via email or text
• Change passwords if you hear about a data breach